Case Study: Operations and Challenges of Deposit Insurance Scheme in Specific Jurisdictions

This course explores the causes, consequences, and lasting impact of the U.S. Banking Panic of 1933, a crisis that led to the widespread failure of financial institutions and ultimately reshaped the American banking system. Students will examine the economic, political, and social factors that contributed to the panic, as well as the government’s response. By analyzing the US Banking Panic of 1933, this course explores the historical operations and challenges of Deposit Insurance Systems (DIS) within specific legal and economic contexts. You'll gain insights into how DIS design and implementation can impact financial stability in times of crisis.

Learning Objectives

At the completion of this course, candidates will:

• Analyze the historical backdrop of the 1933 US Banking Panic, understanding the factors that led to the crisis.
• Deconstruct the core principles and mechanisms of Deposit Insurance Systems (DIS).
• Examine the design and implementation of the US Federal Deposit Insurance Corporation (FDIC) in response to the 1933 crisis.
• Identify the key challenges and potential risks associated with DIS within a specific jurisdiction.
• Analyze the effectiveness of DIS in mitigating financial crises and promoting financial stability.